Don’t Hire A Contractor When…

Why is it so hard to compare estimates these days? Why do three different estimates vary so drastically? A key reason is based on how the contractor is conducting business.

One of the ways a contractor can save money in the estimate process is if he works completely by himself. He will not have much overhead and can typically do your project for 20-40% less than the larger more established companies. However, in the state of California, every contractor who has at least 1 or more employees must carry worker's compensation insurance. This is extremely important for you, the homeowner when making a final decision. Contractors can be sneaky on this insurance, because it is very expensive for remodelers and painting contractors.

If you hire someone who does not have valid insurance for ALL his or her employees, you, the homeowner will be liable if any accident takes place during your project. If your goal is simply to save money, be extra careful and go with a licensed, fully insured single painter. If you want more security that your job is done professionally, according to the laws of the state and on time, you need to hire an established company that will cost a little more up front. However, in hiring a professional painting or remodeling contractor, you are free and clear of any problems on the job. Imagine if an unlicensed or uninsured worker bumped his knee on your project and claimed that he needed knee surgery (but had an existing condition). You may have to pay for all his medical expenses. This definitely happens in our state!

There are contractors in San Diego that look and act professional but still do not follow all the laws. They can have worker's comp for some of their employees and still hire illegals who are not part of the policy. So, don't Hire a Contractor until you have thoroughly researched that they are operating an honest business.